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The advanced insurance plan is for large and/or complex web sites, or for those who just need that extra bit of security. The advanced plan also features a longer file recovery time period, which can help those who don't check up on their web site as often as others. Another great feature is the weekly reports, instead of monthly, which can give you more accurate information about what's going on and how we're protecting you.
It usually takes 2 business days for any insurance effects to take place; if you have any questions as to why this is, or anything else, please submit a support ticket.